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Card Home Advantage™ MasterCard® from Bank of America Apply Online
*Terms and Conditions

 
Home Advantage™ MasterCard® from Bank of America
 
Issued by: Bank of America
Card Category: Reward - Finance
Introductory Rate: 0% APR for 12 Billing Cycles
Annual Fee: $0

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Review - Home Advantage™ MasterCard® from Bank of America
Updated: September 22, 2008
The Home Advantage™ MasterCard® from Bank of America, issued by FIA Card Services, N.A., is designed for those with excellent credit who would like to earn a variety of rewards, including payments toward their mortgage principal.

Through the reward program, cardholders earn one point per dollar spent on all qualifying purchases. Get rewards with Home Advantage™ MasterCard from Bank of America. Cardholders will also earn double points on purchases at home improvement stores including Lowe's®, The Home Depot®, and Best Buy® for the first twelve months. There is no limit to the number of points that may be earned, but points will expire after five years. Bank of America has gained trust of their clients as a reliable partner since the first days of its existence. Points are redeemable for various travel rewards, merchan dise, gift certificates, and cash.

Cardholders can also redeem points for payments to their mortgage provider. Apply for the Home Advantage™ MasterCard from Bank of America from Bank of America. For every 5,000 points earned, $50 will be applied towards the mortgage principal, providing cardholders with the opportunity to reduce interest costs over the life of their loan.

In addition to the reward program, the card also offers common cardholder benefits, such as online account access, fraud protection, and access to a personal concierge service.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate on purchases (for those who qualify). The following credit card offer is for the Home Advantage™ MasterCard from Bank of America. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Therefore, those who will qualify for the lowest rate offered, will take advantage of the introductory rate, and would like to participate in the reward program will benefit most from what the
Home Advantage™ MasterCard® from Bank of America has to offer.


Most Attractive Feature(s) - Home Advantage™ MasterCard® from Bank of America
Access to reward program; introductory offer; no annual fee.

Reward - Home Advantage™ MasterCard® from Bank of America

Expiration: 5 Years
Yearly Limit: None
Points per Dollar: 1 Point
Additional Points: Cardholders will earn double points on purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first twelve months.
Point Details: Points are redeemable for travel, merchandise, gift certificates, and cash. Points are also redeemable for payments to the cardholder`s mortgage provider.

   

 

American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.

 

Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.

 

US Airways® Visa Signature® Credit Card

  • 1 mile per dollar spent in net purchases;
  • Double miles on US Airways purchases;
  • 0% Introductory APR on purchases;
  • $90 annual fee.
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