 Review
- Wired Plastic™ Prepaid Visa® Card
Updated: April 8, 2008
The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card. The Wired Plastic™ Prepaid Visa Card is the perfect card.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Apply for the Wired Plastic™ Prepaid Visa Card today and get a competitive interest rate.
Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. The Wired Plastic™ Prepaid Visa Card is for individuals that are interested in a card that is particularly good at. This is very reason able for this type of card.
It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.
Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. One such card that offers these incentives is the Wired Plastic™ Prepaid Visa Card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at partici pating partners.
Therefore, those who are look ing for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.
Most
Attractive Feature(s) - Wired Plastic™ Prepaid Visa® Card
No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.
Reward
- Wired Plastic™ Prepaid Visa® Card
|
Expiration: |
None |
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Yearly
Limit: |
None |
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Points
per Dollar: |
1 Point |
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Additional Points: |
None |
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Point
Details: |
Points can be redeemed for prepaid wireless airtime with participating partners, long distance calling cards, music downloads, and ring tones. |
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Wired Plastic™ Prepaid Visa® Card
