 Review
- Citi® Platinum Select® / AAdvantage® World MasterCard®
Updated: June 26, 2008
The Citi® Platinum Select® / AAdvantage® World MasterCard®, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with very good credit who travel regularly on American Airlines.
Through the reward program, cardholders earn one mile for every dollar spent on the card. Citi Platinum Select / AAdvantage World MasterCard Short Review. Miles can be redeemed for hotel stays, car rentals, and free travel via American Airlines and partici pating partners. The card has a maximum of 100,000 miles that can be accumulated each year; however, Advantage Executive Platinum®, AAdvantage® Platinum®, and AAdvantage® Gold® members are excluded from this limit. Then fill out a secure application to get the Citi Platinum Select / AAdvantage World MasterCard. AAdvantage® miles may never expire.
At first glance it may be difficult to distinguish between all of the Citi® AAdvantage® credit cards due to their close similarities. Find your perfect Citibank credit card. This platinum card has minor differences, such as offering 25,000 bonus miles for the first $750 in purchases made within four months. There is also no 'pre-set spending limit', which simply means that cardholders can occasio nally exceed their credit limit based on their payment history and credit score.
The APR for purchases is above average for a reward card. Get the Citi Platinum Select / AAdvantage World MasterCard today. The annual fee of $85 is slightly high, but it is waived for the first year. In addition, there is a minimum cap of 19.99% for cash advances, so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
However, cardholders can expect several platinum benefits including up to $1,000,000 in travel acci dent insurance, auto rental insurance, and lost and stolen card reporting. This card also offers travel to select destinations for reduced miles.
Therefore, those who can afford to pay in full each month (to avoid finance charges), do not plan to spend more than $100,000 on the card a year (due to the yearly limit on miles), and will be able to earn a free ticket within a one-year period (due to the high annual fee after the initial free year) will benefit most from what the Citi® Platinum Select® / AAdvantage® World MasterCard® has to offer.
Most
Attractive Feature(s) - Citi® Platinum Select® / AAdvantage® World MasterCard®
Bonus miles; no pre-set spending limit; compatible with airline frequent flyer program.
Reward
- Citi® Platinum Select® / AAdvantage® World MasterCard®
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Miles
per Dollar: |
1 Mile |
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Additional Miles: |
Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year. |
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Expiration: |
AAdvantage® miles may never expire. |
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Yearly
Limit: |
100,000 Miles (AAdvantage® Executive Platinum®, AAdvantage® Platinum®, and AAdvantage® Gold® members are excluded from this limit.) |
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Bonus
Miles: Details: |
*Earn 25,000 AAdvantage® bonus miles after $750 in purchases are made within four months of account opening. |
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Mile
Details: |
Miles are redeemable for flights on over 25 partner airlines, car rentals, and stays at hundreds of hotels worldwide. |
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Citi® Platinum Select® / AAdvantage® World MasterCard®
