 Review
- Citi® mtvU™ Platinum Select® Visa® Card for College Students
Updated: May 29, 2008
The Citi® mtvU™ Platinum Select® Visa® Card for College Students, issued by Citibank, is a credit card designed specifically for students and offers a unique reward program that awards students for using credit wisely and for receiving good grades.
Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. Get the Citi mtvU™ Platinum Select Visa Card for College Students today. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student's GPA (beginning at 2.5). With just a few clicks of your mouse, you can apply for the Citi mtvU™ Platinum Select Visa Card for College Students. These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that may be earned, and points expire in five years. Citibank has gained trust of their clients as a reliable partner since the first days of its existence.
This card has no annual fee, but the interest rate for purchases and balance transfers is above average for a student card. However, there is a 0% introductory rate that applies to all transactions for the first six months (a rare benefit for a student credit card).
It is important to understand that there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. The Citi mtvU™ Platinum Select Visa Card for College Students is a good card.
The card provides platinum cardholder benefits that include up to $1,000,000 in travel acci dent insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders also receive a 10% discount on purchases made at the MTV online store and at the MTV New York City Store.
Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the reward program will benefit most from what the Citi® mtvU™ Platinum Select® Visa® Card for College Students has to offer.
Most
Attractive Feature(s) - Citi® mtvU™ Platinum Select® Visa® Card for College Students
0% introductory rate for all transactions; student-related discounts; no annual fee; additional points earned for main taining good grades and paying in a timely manner.
Reward
- Citi® mtvU™ Platinum Select® Visa® Card for College Students
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Expiration: |
5 Years |
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Yearly
Limit: |
75,000 Points |
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Points
per Dollar: |
1 Point |
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Additional Points: |
Earn 5 points per dollar for purchases made at restaurants, bookstores, record stores, movie theaters, and video rentals; earn 1 point per dollar for all other purchases; earn 25 points when payments are paid on time and spending is not over the credit limit; and earn between 250 and 2,000 points twice a year dependent on the cardholder's GPA (beginning at 2.5). |
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Point
Details: |
Points can be redeemed for gift cards, merchandise, travel, VIP passes to mtvU's Spring Break, and tickets to the MTV Video Music Awards. |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
