 Review
- AT&T Universal Savings Platinum Card
Updated: June 26, 2008
The AT&T Universal Savings Platinum Card, issued by Citibank, is designed for those with good credit who desire a credit card with platinum cardholder benefits.
This card acts both as a credit card and a calling card, but those who choose to use the card for calls may find the rates high compared to other calling card services. Learn about the AT&T Universal Savings Platinum Card. However, the card does provide two free directory assistance inquiries per month, up to 30 free phone minutes per month, and wireless phone loss and theft insurance.
The card has no annual fee, and the APR for purchases and balance transfers is reason able for those who plan to carry a revolving balance. One such card that offers these incentives is the AT&T Universal Savings Platinum Card. There is also a 0% introductory rate on balance transfers for up to twelve months. However, there is a minimum cap of 19.99% for cash advances, which means that no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. See AT&T Universal Savings Platinum Card Terms and Conditions.
In addition to the calling card benefits, the card offers a variety of platinum cardholder services that include up to $1,000,000 in travel acci dent insurance, auto rental insurance, lost and stolen card reporting, and fraud protection services.
Therefore, those who plan to take advantage of the calling card feature, the introductory rate on balance transfers, and the additional platinum services will benefit most from what the AT&T Universal Savings Platinum Card has to offer.
Most
Attractive Feature(s) - AT&T Universal Savings Platinum Card
Long term 0% introductory rate on balance transfers; no annual fee.
Reward
- AT&T Universal Savings Platinum Card
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AT&T Universal Savings Platinum Card
