 Review
- Citi® Dividend Platinum Select® Card
Updated: May 28, 2008
The Citi® Dividend Platinum Select® Card, issued by Citibank, is designed for those with very good credit who plan to take advantage of the cash reward program.
Through the reward program, cardholders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for six months and 2% thereafter, and they earn a 1% cash back rebate on all other purchases as well as on qualifying balance transfers, cash advances, and convenience check transactions. Citi Dividend Platinum Select Card from Citibank. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash back by shopping within the Citi® Bonus Cash Center, but the rebates earned on all other purchases are subject to a $300 maximum per year. See the Citi Dividend Platinum Select Card Terms and Conditions for full details. A $50 check will be issued upon request once $50 Dividend Dollars have been earned.
The card has no annual fee, an average interest rate for purchases, and an interest-free introductory offer on balance transfers for up to twelve months. Get rewards with Citi Dividend Platinum Select Card. However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card also provides platinum cardholder benefits that include up to $1,000,000 in travel acci dent insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.
Therefore, those who plan to take advantage of the cash back reward program and the introductory rate on balance transfers will benefit most from what the Citi® Dividend Platinum Select® Card has to offer.. Citibank credit cards are the most trusted credit cards that ever existed
Most
Attractive Feature(s) - Citi® Dividend Platinum Select® Card
Long term 0% introductory rate on balance transfers; no annual fee; 5% cash back reward.
Reward
- Citi® Dividend Platinum Select® Card
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Expiration: |
None |
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Yearly
Limit: |
$300 Dividend Dollars (Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 maximum.) |
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Rebate
Minimum: |
1% |
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Rebate
Maximum: |
5% |
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Additional Rebates: |
Earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months and 2% thereafter; earn a 1% cash back rebate on all other purchases; and earn a 1% cash back rebate on qualifying balance transfers, cash advances, and convenience check transactions. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash back by shopping within the Citi® Bonus Cash Center. |
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Rebate
Details: |
A $50 check will be issued upon request once $50 Dividend Dollars have been earned. |
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Citi® Dividend Platinum Select® Card
