 Review
- Discover® More(SM) Card - Sealife Collection
Updated: May 6, 2008
The Discover® More(SM) Card - Sealife Collection, issued by Discover, is designed for those with very good credit who are look ing for a Cashback Bonus® reward credit card.
Through the reward program, cardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Discover More(SM) Card - Sealife Collection Offer and Review. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores.
Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. Get rewards with Discover More(SM) Card - Sealife Collection. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
The card has no annual fee, an attrac tive 0% introductory rate on purchases for six months, and a 0% introductory rate on balance transfers for twelve months. Discover More(SM) Card - Sealife Collection - compare Discover credit card offers online. The APR on purchases after the introductory rate expires is reasonably low for those who qualify.
Aside from the reward program, the card also provides several platinum benefits, including travel acci dent insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also have access to discounts on products and services at partici pating merchants and retailers. Discover More(SM) Card - Sealife Collection from Discover.
Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More(SM) Card - Sealife Collection has to offer.
*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
Most
Attractive Feature(s) - Discover® More(SM) Card - Sealife Collection
Double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Reward
- Discover® More(SM) Card - Sealife Collection
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Expiration: |
None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.) |
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Yearly
Limit: |
None |
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Rebate
Minimum: |
.25% |
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Rebate
Maximum: |
5% |
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Additional Rebates: |
Cardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
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Rebate
Details: |
Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
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Bonus
Rebates: Details: |
**Cardholders will earn a $40 Cashback Bonus® when $500 in purchases have been made. |
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Discover® More(SM) Card - Sealife Collection
