 Review
- Discover® Business Card
Updated: May 8, 2008
The Discover® Business Card, issued by Discover, is designed for those with very good credit who are look ing for a cash reward credit card.
Through the reward program, cardholders earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores. Learn about the Discover Business Card.
Those who spend up to $5,000 on other purchases will receive a .25% rebate, and those who spend over $5,000 will receive a 1% rebate.* Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the rebate at the same rate as other purchases.
As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. View details about the Discover Business Card. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
The card has no annual fee and an attrac tive 0% introductory rate on purchases and balance transfers for twelve months. Get your Discover Business Card with exciting rewards and cash back today!. The APR for this card is reason able for those who qualify.
Aside from the reward program, the card also provides several platinum benefits including various fraud and security protection services as well as access to PurchaseChecks. Cardholders will also receive discounts on products and services at partici pating merchants and retailers. See Discover Business Card Terms and Conditions.
Therefore, those who plan to spend over $5,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Business Card has to offer.
*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $5,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $6,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
Most
Attractive Feature(s) - Discover® Business Card
Double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Reward
- Discover® Business Card
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Expiration: |
None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.) |
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Yearly
Limit: |
None |
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Rebate
Minimum: |
.25% |
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Rebate
Maximum: |
5% |
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Additional Rebates: |
Earn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
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Rebate
Details: |
Earn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases. |
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Discover® Business Card
