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Card Orchard Bank Classic MasterCard® Apply Online
*Terms and Conditions

 
Orchard Bank Classic MasterCard®
 
Issued by: HSBC Bank Nevada, N.A.
Card Category: Poor Credit
Introductory Rate: 0% APR for 6 Months
Time Period: 6 Months
Annual Fee: $49
APR: 14.9%

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Review - Orchard Bank Classic MasterCard®
Updated: June 10, 2008
The Orchard Bank Classic MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

Although the card can help those with a limited credit history, it does have several costly factors that should be considered before applying. HSBC Bank Nevada, N.A. has a great variety of credit card deals.

The interest rate is average for this type of card. The annual fee and the application fee are both $49, which, in both cases, is about average for this type of credit card. The Orchard Bank Classic MasterCard is a good card. In total, the cardholder can expect to pay $98 in the first year. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. Apply for the Orchard Bank Classic MasterCard credit card.

This card also offers common cardholder benefits such as emergency card replacement, lost and stolen card reporting, and no liability for unauthorized transactions.

Therefore, those who may occasio nally carry a balance and do not mind paying the additional fees will benefit most from what the Orchard Bank Classic MasterCard® has to offer.

Most Attractive Feature(s) - Orchard Bank Classic MasterCard®
Reports to credit bureaus; average APR for purchases.

Reward - Orchard Bank Classic MasterCard®

   

 

American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.

 

Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.

 

US Airways® Visa Signature® Credit Card

  • 1 mile per dollar spent in net purchases;
  • Double miles on US Airways purchases;
  • 0% Introductory APR on purchases;
  • $90 annual fee.
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